01
Journey Stages
- Healthy active — Need: normal value · Action: retention.
- Return window missed — Need: reminder/value · Action: at-risk treatment.
- Barrier surfaced — Need: help/recovery/offer based on reason · Action: appropriate intervention.
- Return — Need: reinforcement · Action: re-enter active/retention state.
02
Make It Yours
return model, at-risk threshold, barriers, service override, offer ladder and recovery KPI.